paying for rehab delray beach florida
The cost of addiction treatment is one of the greatest barriers to recovery. Sadly, many people don’t receive the care and support they need simply because they don’t know which resources are at their disposal. Moreover, many potential clients don’t understand the provisions for addiction treatment that are made by their own health insurance plans. Understanding the cost of rehab is one of the most important steps to finding an affordable, comfortable program that offers need-specific therapies, treatments, and interventions. Like many people seeking addiction treatment, you may find that your health insurance plan will cover most or all of your care when you choose the right provider, facility, and treatment type. If you’re working with limited funds or limited coverage, you may be able to find a program that can be customized to suit your circumstances and needs. This way, you won’t have to pay more for services or treatment types that you don’t actually need, and you won’t have to commit to a longer treatment time than is absolutely necessary.
Whether or not addiction treatment is completed on campus also plays an important part in determining the costs of rehab. With inpatient rehab, patients live on a closed campus for a period of one to six months. The longer that a person’s inpatient treatment is; the higher the overall costs of their rehab will invariably be. These services include full-time housing, all meals, medical support, multiple options in therapy, and 24-hour monitoring. Conversely, outpatient rehab allows people to participate in many of the same addiction therapies without being housed on-campus. These programs require a commitment of 12 to 36 hours per week, depending upon their level of intensity. Given that housing and meals are not a part of these services, the costs of going to outpatient rehab can be significantly lower. It’s vital to note, however, that recovering addicts are believed to have a much higher chance of achieving long-term success in recovery when completing inpatient programs that last between three and six months. As you consider different types of addiction treatment and costs, always be sure to consider the related success rates for each as well.
Another thing to keep in mind as you review the various types of addiction treatment and the costs is that health insurance companies are required to cover some or all of these charges. With the passage of the Affordable Care Act, services such as inpatient care, outpatient care, medical detox, treatment for co-occurring disorders, and ongoing addiction support are now recognized as covered services by many health insurers and health insurance plan types. However, the amount of support that insurance companies are legally required to provide does not always guarantee full coverage. Some health insurance plans cover a much broader range of services than others. Moreover, it may be necessary for policyholders to only choose from in-network providers and agencies. When health insurance plans do pay for rehab, patients should be prepared to pay deductibles, co-payments, and other relatively minor fees out of their own pockets. The best way to determine which provisions are made by your health insurance plan is by contacting your insurance directly. If you are not self employed, you may want to speak with your Human Resources (HR) department as well. Many employers are willing to cover some or all of these costs to help get their hired talent back to work. With both health insurance coverage and an employer that’s willing to kick-in, you may find that you have access to a far greater range of treatment types. There are also state-sponsored treatment centers, and charitable organizations that frequently assist with the costs of this care.
At Beachcomber’s Florida drug and alcohol treatment center, we work hard to ensure that quality care is accessible to everyone who needs it. Our team can help you review your health insurance policy, learn more about your options for financing care, expose you to potential scholarship organizations and help establish a reasonable payment plan. Although understanding the cost of rehab is important, you should never let this factor deter you from getting the treatment you need. Call Beachcomber’s Florida drug and alcohol treatment center for a solid plan for funding your treatment so you can get on the path to recovery, personal freedom, and improved health right away.